Dating mortgage nbsp
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This means it may be harder to claim if, such as in your case, you paid for the policy more than six years ago and don't have the paperwork anymore.
However, if you can get your hands on it, you can still make a claim and some firms may keep these records for longer than six years.
'Lenders usually register properties they have agreed mortgages for.'If you are able trace your lender you can contact them to check if they have the paperwork which would show they sold you PPI.
Given the length of time that has passed, there is no guarantee the lender will have kept these records.' There is no official cut-off time for how far back you can claim for PPI but banks are only required to keep this information on file for six years.
Our guide lists step-by-step instructions on how to reclaim your PPI and has free template letters you can use.
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As it was mis-sold in many cases, billions of pounds has now been paid back by the banks to those affected.